db Advantage Banking

db Advantage Banking

An exclusive and superior class of banking

  • Enjoy the advantages of db Advantage SavingsAccount
  • Best in class Platinum benefits with db Platinum Debit Card
  • Experience the expertise of db Investment Advice

db OnlineBanking:
Convenience @ fingertips

Overview

  • Easy balance requirement: With db Advantage SavingsAccount you have the freedom to maintain either a minimum Assets Under Management (AUM*) or Average Quarterly Balance (AQB**) in your account to enjoy the various privileges of a db Advantage SavingsAccount.
  • Family banking facilities: You can open and group accounts for up to four family members under one roof. You will also have the freedom of not maintaining minimum balances for each account separately.
  • Plan for your financial future with db Financial Planning: A disciplined and structured process that gauges your financial status, personal requirements and goals with a holistic perspective. We recommend investment plans and solutions to help you achieve financial objectives, in line with your willingness and ability to take risk.
  • Free Platinum Debit Card: An exclusive offering for Advantage Banking Customers. This card is designed to complement your lifestyle needs; with exclusive services and quality benefits.
  • Exclusive lifestyle offers to complement your lifestyle: As a db Advantage Banking customer you get special invites to exclusive events throughout the year courtesy Deutsche Bank.

 

* AUM includes a combination of Mutual Funds (excluding liquid MFs), Insurance, FDs and Savings Account Balance. A minimum Assets Under Management of Rs. 5 lakh is required to be kept during a quarter of which Rs.50,000 should be the AQB in your account.

** A minimum Average Quarterly Balance (AQB) of Rs. 500,000 in your account.

Apply Now

# Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at 6601 6601. Call charges apply.

db Advantage SavingsAccount

With db Advantage SavingsAccount you have the freedom to maintain either a minimum Assets Under Management (AUM*) or a minimum Average Quarterly Balance (AQB**) in your account to enjoy the various privileges of a db Advantage SavingsAccount.

Family Account

db Advantage SavingsAccount offers you and your family members the option of grouping of accounts. This unique proposition gives you the advantage of maintaining individual accounts under one roof and the freedom of not maintaining minimum balances for each account separately. You can open and group accounts for up to four family members under one group.

What’s more, it also offers different banking solutions keeping in mind the different needs to every family member.

Benefits of the Family Account Proposition

  • Get freedom from maintaining minimum Assets Under Management (AUM) and/or Average Quarterly Balance (AQB) in individual accounts as all accounts together need to maintain the required minimum balance. This saves you from the hassle of ensuring minimum AUM & AQB in every family member’s account.
  • All family members will have the privilege of becoming Advantage Banking customers at a much lower AUM & AQB requirement.
  • Children above the age of 12 years too have the freedom to transact online as well as get their own debit card.
Grouping Option db Family Advantage SavingsAccount
 For a Single Account  AUM >= Rs. 500,000 which includes a quarterly average balance of Rs. 50,000 in the savings account or AQB >= Rs. 500,000.
 For a Group of 2 Family accounts  AUM >= Rs. 750,000 which includes a quarterly average balance of Rs. 60,000 in the savings account.
 For a Group of 3 Family accounts  AUM >= Rs. 10,00,000 which includes a quarterly average balance of Rs. 90,000 in the savings account.
 For a Group of 4 Family accounts  AUM >= Rs. 12,00,000 which includes a quarterly average balance of Rs. 120,000 in the savings account.
Free db Platinum Debit Card

Your db Advantage SavingsAccount comes with a free db International Platinum Debit Card.

Platinum Privileges

  • Earn 1.5 reward points for every Rs. 100 you spend on all transactions at merchant outlets.
  • Flexible withdrawal and point-of-sale limits from Rs. 25,000 to Rs. 1,50,000.
  • 2.5% petrol surcharge waiver+.
Free of charge acceptance at all Visa ATMs

Get free acceptance of your debit card at over 27,000 Visa ATMs in India. More than 35 banks are part of the Visa network in India.

Global ATM Alliance

Global travelers can take advantage of our Global ATM Alliance and withdraw cash from over 30,000 ATMs across 40 countries without paying any cash withdrawal fee at the following banks:

  • Deutsche Bank ATMs worldwide
  • Bank of America in USA
  • Scotia Bank in Canada, Chile, Mexico and Caribbean Islands
  • BNP Paribas in France
  • Barclays Bank in UK and Africa
  • WestPac in Australia, New Zealand and South Pacific

* AUM includes a combination of Mutual Funds (excluding liquid MFs), Insurance, FDs and Savings Account Balance. A minimum Assets Under Management of Rs. 5 lakh is required to be kept during a quarter of which Rs.50,000 should be the AQB in your account.

** A minimum Average Quarterly Balance (AQB) of Rs. 500,000 in your account.

+ The maximum petrol surcharge waiver per db Platinum Debit Cards in a calendar month will be restricted to Rs. 250.

Apply Now

# Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at 6601 6601. Call charges apply.

Investment Solutions

db Financial Planning

Our financial planning process takes into account your assets, inflows, outflows, future goals and aspirations, and clearly shows you how these goals can be met. It aims to provide you with a holistic portfolio planning approch for your finances.

This process is backed by our global and India specific research. At the end of the financial planning exercise, you will get a detailed db Investment Advice report that will serve as a guide for your future investment decisions.

Know more about db Financial Planning

db WealthPro

db WealthPro, our integrated, state of the art wealth management tool is set to redefine the way wealth management is perceived and implemented in the country today. It brings the desired rigour and discipline to wealth management, thus empowering you to control and monitor your finances like never before.

Know more about db WealthPro

Mutual Funds

Mutual Fund is an excellent investment option if you’re looking for a professionally managed, diversified portfolio that offers the benefits of liquidity and transparency.

Deutsche Bank AG, India offers you more than 600 funds from 29 Asset Management Companies in India. These companies have been selected through a comprehensive review process so you can choose to invest in funds that best fit your requirements.

Know more about Mutual Funds

Insurance

Deutsche Bank AG, India has tied up with Birla Sun Life Insurance Co. Ltd. (BSLI), a leading private life insurance company to bring to you a range of products to suit your insurance needs.

Know more about Insurance

db TradePro

db TradePro is a unique platform for online trading in shares, through Sharekhan Ltd. to further Deutsche Bank’s commitment of providing holistic solutions with db Financial Planning.

A superior trading platform and multi-channel access are just two of the many benefits that Deutsche Bank customers enjoy by trading through db TradePro.

Know more about db TradePro

Apply Now

# Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at 6601 6601. Call charges apply.

Lifestyle Offers

Free db International Platinum Debit Card

Deutsche Bank International Platinum Debit Card is an exclusive offering for its Advantage Banking Customers. This card is designed to complement the lifestyle needs; with exclusive services and quality benefits.

Know more about db International Platinum Debit Card

Lifestyle Events

Get special invites to exclusive events throughout the year courtesy Advantage Banking.

  • Special Welcome Gift
  • Special invites to exclusive events
  • Exclusive discount offers across restaurants, shopping and bookstores
  • Exclusive Gifting programme on festivals and birthdays

Apply Now

# Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at 6601 6601. Call charges apply.

Banking Services

Free Demand Drafts and Pay Orders & Payable at Par Cheque Books

You can make easy outstation payments with our personalised payable at-par cheque books, which you get absolutely free, with no restrictions on usage or any limit on the amount. Your cheques will be treated as local cheques at all Deutsche Bank locations across India. Also, enjoy the free of charge demand drafts and pay orders payable at  over 500 key locations across India.

Free Any Branch Banking

You can walk into any Deutsche Bank branch and deposit & withdraw cash without any cost.

E-Age Banking

db OnlineBanking
Experience the convenience of our online banking platform which helps you transact anytime, anywhere.

  • Utility Bill Payment: Register for and pay over 60 billers online (including LIC, MTNL, Reliance Infocomm) and pay your utility bills online.
  • Online Fund Transfers: Transfer funds to self/third party accounts within and outside Deutsche Bank.
  • Consolidated View of all Accounts: You can view details of all your relationships with Deutsche Bank including Savings Account, Current Account, Investments, Fixed Deposits, Loans.
  • db DirectDebit: You don’t need to carry your debit card to make purchases. You can now shop online across over 2500 merchants as well as pay other bank credit card bills through this service.
  • Service Requests: You can place service requests online including order of cheque books, demand drafts, opening a fixed deposit account and more.

Know more about db OnlineBanking

SMS and E-Mail Alerts
With db SavingsAccount you get sms and e-mail alerts on variety of transactions like salary credit alerts, bill presentment, payment and success/failure alerts, cheque clearing and bouncing alerts, stop cheque alerts.

Know more about SMS Alerts

E–Statements
An easy way to browse, read & store monthly statements which would be e-mailed to you.

Phone Banking
You can call our 24/7 phone banking team at 1860 266 6601# with your requests and queries. Our well trained phone banking team will be pleased to assist you on your queries and requests.

Know more about Phone Banking

Apply Now

# Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at 6601 6601. Call charges apply.