db Financial Planning
db Financial Planning is a disciplined and structured process that gauges your financial status, personal requirements and goals with a holistic perspective.
- Risk Profiling
- Asset Allocation Recommendation
- Online Wealth Management Tool
db WealthPro -
Manage your investments online with ease!
Based on the in-depth understanding of your financial situation, we recommend investment plans and solutions to help you achieve financial objectives, in line with your willingness and ability to take risk.
Risk Profiling
Risk profiler* is a simple online questionnaire used to assess your risk appetite – critical in planning your asset allocation across asset classes such as equity, debt, cash etc. Your risk appetite depends on various parameters like your age to retirement, your portfolio size as well as your appetite to withstand negative returns in your portfolio in the short-term.
Deutsche Bank recommends an annual review of your risk profile, in the event of changing lifestyle and financial considerations.
Recommended Asset Allocation
'Recommended Asset Allocation'* is the percentage allocation of investments in different asset classes as recommended by Deutsche Bank. This asset allocation is based on your risk score (determined by the risk profiler). So, for example if your risk score is Aggressive, then the percentage allocation recommended for Equity would be 70%.
Financial Plan
We analyse* your current financial status, risk profile and investment objectives before we recommend investments - a portfolio best-suited for you. Your Relationship Manager is equipped to help you in completing your financial plan, taking into account your assets, inflows, outflows, future goals and aspirations, and showing you clearly how these goals can be met. Deutsche Bank recommends that you review your financial plan on an annual basis.
Investment & Insurance Solutions*
As a Deutsche Bank customer, you will benefit from our regular global and India-specific research updates. With our regular reports, we provide you with insights on the global and Indian equity and fixed income markets. We offer a range of investment solutions including Mutual Funds, PMS, structured Products, Alternative Investments etc. from a spectrum of issuers.
We bring to you a host of insurance solutions from Birla Sun Life Insurance Co. Ltd. and Bajaj Allianz General Insurance, we offer a host of insurance solutions to suit your unique milestone needs - including wealth creation, retirement, children's education and health.
Apply Now
- Apply Online Now!
- Call 1860 266 6601#
# Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at 6601 6601. Call charges apply.
Disclaimer
Deutsche Bank AG, India (“Bank”) is only a distributor of third party investment/insurance products and not an advisor in offering investment/insurance advice and any information contained in this brochure or otherwise communicated by the Bank shall not be construed as investment or insurance advice. All decisions to purchase or sell units / securities / insurance policy shall be on the basis of the personal judgement of the customer arrived at after due consideration and after understanding the risk factors associated with their chosen investments carefully and consulting their own independent advisor prior to making any investment decisions. The Bank does not in any manner guarantee any returns on any investment or insurance products. All investments are subject to market risks and there is no assurance or a guarantee that the objectives of any investment schemes will be achieved. Information concerning past performance is not necessary a guide to future performance. This brochure should not form the basis of any investment decision by customers. The recommended asset allocation herein is as per your inputs in the risk profiling questionnaire. The recommendation may change from time to time without prior notice. The recommendation assumes that factors affecting your risk profile have not changed. In case of any change, we suggest that you should contact your relationship manager and re-assess your risk profile using the tools available with the Bank. The opinions, expectations and other information herein is based on certain assumptions and projections which may not be entirely accurate and accordingly the analysis may not accurately reflect the financial status, needs or risk ability of the customer. The Bank does not guarantee or make any representation, express or implied, with respect to the fairness, correctness, accuracy, adequacy, quality, efficacy, reliability, reasonableness, viability for any particular purpose or completeness of any information herein and is not responsible for any errors or omissions in or for results obtained from the use of such information.
