Overdrafts

Overdraft against Deposits

Overdraft against Fixed Deposits is an overdraft facility against your fixed deposits, specially designed to offer you the liquidity without compromising on the returns on your fixed deposits.

Your fixed deposits continue to remain in your name and earn interest for you, while you avail finance against them. Apart from your own fixed deposits, you can avail finance against fixed deposits held in the name of any of your family members, relatives or friends.

Benefits

Most convenient and immediate line of credit against your fixed deposits.
Interest charged only on utilized amount
Lower Interest rates

Features

Minimum Overdraft amount: Rs. 25000
Maximum Overdraft amount: Upto 90% of Fixed Deposit
Tenor: 7 days to 365 days, linked to Fixed Deposit
Rate: 2% above the FD rate, if the FD is in your name
3% above the FD rate, in case of a third party FD

Terms and conditions apply.

Click here to Apply Now

To Know More:

	SMS OD to 561615
	Call 1860 266 6601^#

^#Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at 6601 6601. Call charges apply.

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