ABSLI Wealth Assure Plan

In this policy, Investment risk in the investment portfolio is borne by the policy holder.
The linked Insurance Products do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender / withdraw the monies invested in linked Insurance Products completely or partially till the end of the fifth year

ABSLI Wealth Assure Plan

  • You have worked hard for a better future, now it is time you make your money work harder for you, while assuring the security of your family and the fulfillment of your dreams.
  • ABSLI Wealth Assure Plan is a protection and savings plan that enables your wealth to grow steadily over time, providing you and your family with a secure financial future to meet your needs at different stages of life.
  • ABSLI Wealth Assure Plan gives you 3 investment options, Life Cycle Option, Systematic Transfer Option and Self-Managed Option.
  • Top-up Premium: The minimum Top-up premium amount is Rs. 5,000 and the policy acquires Top-up Sum Assured on paying Top-up premium .
  • Option to make partial withdrawals.
Entry Age 8 to 65 years of age
Policy Term 10, 15, 20, 25, 30 years
Minimum Basic Sum
Assured (BSA)
Entry age below 45: The higher of 10 years or
the Policy Term divided by 2.
Entry age above 45: The higher of 10 years or
the Policy Term divided by 4.
Guaranteed Additions Additional units will be added to your policy:
From the 6th to 10th policy anniversary.
Guaranteed addition is 0.25% of the average
Fund Value in the last 12 months.
From 11th to 15th policy anniversary.
Guaranteed addition is 0.55% of the average
Fund Value in the last 12 months.
16th policy anniversary onwards.
Guaranteed Addition is 0.75% of the average
Fund Value in the last 12 months.
Death Benefit Basic Sum Assured plus
The Basic Fund Value as on the date of intimation of death.
In addition, the nominee shall also receive
Top-up Fund Value as on date of intimation of death; plus
Top-up Sum Assured if any.
Surrender Benefit Fund Value is received after 5 years.
Maturity Benefit Fund Value will be received.
Maximum Maturity Age 75 years of age.
Pay Term 5 years.
Basic Premium

Minimum Rs. 1,00,000 if paid annually
Minimum Rs. 1,80,000 p.a. if paid monthly.

Pay Mode Monthly, Annually
Top up premium Minimum Rs. 5,000.
Partial Withdrawals You can make unlimited partial withdrawals, anytime after 
5 years, provided the life insured is 18 years or more.

ABSLI Wealth Assure Plan UIN No: 109L076V02

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Deutsche Bank is a corporate agent of Aditya Birla Sun Life Insurance Company Limited under license number CA0020. This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-participating unit linked life insurance savings plan. Aditya Birla Sun Life Insurance and ABSLI Wealth Assure Plan are only the names of the Company and Policy respectively and do not in any way indicate their quality, future prospects or returns. The name of the funds offered in this plan does not in any indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his / her decisions. There is no guarantee or assurance of returns above the guaranteed returns from the investment funds. Service Tax and Education Cess and any other applicable taxes levied as per extant tax laws shall be deducted from the premium or from the allotted units as applicable. For more details on the risk factors, terms and conditions please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws. Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Registration no. 109 Corporate Identity Number: U99999MH2000PLC128110 ADV/9/16-17/9940.

IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call number