Professional Savings Account

Professional Savings Account

Professional Savings Account

The Professional Savings Account is an exclusive Savings Account for Doctors, Chartered Accountants, Lawyers, Company Secretaries and Architects loaded with premium benefits and the expertise you deserve.

Enjoy benefits such as:

- Zero Balance Account
- Free Doorstep Banking
- Free International Platinum Debit Card for self and joint account holder

Apply Now | SMS PROF to 561615

Eligibility

The Professional Savings Account has been designed especially to help manage your daily banking transactions with ease and convenience.

Doctors

We realize Doctors value time and convenience. Hence we present an account with which Doctors can bank on their terms.

The key benefits available to Doctors are:

  • Preferred rates on processing fees for overdraft facilities.
  • Free payable at par cheque books, demand drafts and pay orders.
  • Free NEFT & RTGS transfers.
  • Special relationship discount on Locker Fees.
Lawyers

The Professional account not only provides simplified banking solutions for Lawyers but also the convenience of completing banking transactions in the comfort of their homes or offices.

The key benefits available to Lawyers are:

  • Preferred rates on processing fees for overdraft facilities.
  • Free payable at par cheque books, demand drafts and pay orders.
  • Free NEFT & RTGS transfers.
  • Special relationship discount on Locker Fees.
Chartered Accountants

A simplified savings account which gives Chartered Accountants the assistance to complete their banking transactions in the comfort of their homes or offices.

The key benefits available to Chartered Accountants are:

  • Preferred rates on processing fees for overdraft facilities.
  • Free payable at par cheque books, demand drafts and pay orders.
  • Free NEFT & RTGS transfers.
  • Special relationship discount on Locker Fees.
Architects

The Professional Account is especially designed for Architects, who require
hassle-free banking powered with doorstep banking facility and premium benefits which make banking transactions effortless and simple.

The key benefits available to Architects are:

  • Preferred rates on processing fees for overdraft facilities.
  • Free payable at par cheque books, demand drafts and pay orders.
  • Free NEFT & RTGS transfers.
  • Special relationship discount on Locker Fees.
Company Secretaries

A savings account packed with benefits to meet your daily banking transactions with a bouquet of premium privileges. Our Professional Account gives Company Secretaries the advantage of banking from homes or offices.

The key benefits available to Company Secretaries are:

  • Preferred rates on processing fees for overdraft facilities.
  • Free payable at par cheque books, demand drafts and pay orders.
  • Free NEFT & RTGS transfers.
  • Special relationship discount on Locker Fees.

Premium Banking Privileges

Premium Benefits
  • Minimum balance requirement waived specially for professionals like Doctors, Chartered Accountants, Lawyers, Company Secretaries and Architects.
  • Free Doorstep Banking for Cheque pickup / Demand Draft delivery / Cash pickup and Cash delivery upto 4 transactions in a month.
  • Free Platinum Debit Card for self and joint account holder.
  • Special relationship discount on Locker Fees.
Doorstep Banking1
  • Avail of Doorstep Banking services for Cash pickup / Cash delivery, Cheque pickup & Demand Draft delivery using the ‘On Call’ model.
  • You can do 2 free Cash pickup or Cash delivery & 2 free Cheque pickup or Demand Draft delivery transactions every month and higher transactions over the limit will be chargeable as per schedule of charges.
Exclusive Benefits with the free International Platinum Debit Card2 for Self and Joint Account

Get an International Platinum Debit Card for self & joint applicant and enjoy the following benefits :

  • Enjoy free transactions at over 80,0003 ATMs in India.
  • Get express rewards for every INR 100 spent in shops, redeemable for cash.
  • Withdraw cash from over 30,000 ATMs across 40 countries without paying any cash withdrawal fees through the Global ATM alliance4 .
  • 2.50% surcharge waived5 on fuel purchase across all petrol pumps in India.
  • Comprehensive insurance cover with Total Protection6.
Deutsche Bank Express Rewards1
  • Earn Express Rewards on a range of banking transactions like paying your utility bills, withdrawing cash from
    Deutsche Bank ATMs, using your Debit Card etc.
  • Express rewards earned can be redeemed for a cash credit into the Savings Account after crossing the required threshold.

Know more about Express Rewards

Free SMS Banking

Customers can now experience the convenience of Deutsche Bank SMS Banking which gives them access to their Savings Account anytime, anywhere. By just sending an SMS to 561615 from their registered mobile number*, they can do the following :

  • Check Account balance & Balance enquiry.
  • Know the last 5 transactions.
  • Know the status of cheque issued.
  • Banking statement request upto 6 months.
  • Get your Savings Account e-statement upto 6 months.
  • Order for a new cheque book.

Banking Services

Free Demand Drafts and Pay Orders & Payable at Par Cheque Books
You can make easy outstation payments with our personalised payable at-par cheque books, which you get absolutely free, with no restrictions on usage or any limit on the amount. Your cheques will be treated as local cheques at all Deutsche Bank locations across India. Also, enjoy the free of charge demand drafts and pay orders payable at over 500 key locations
across India.

Free Any Branch Banking
You can walk into any Deutsche Bank branch and deposit & withdraw cash without any cost.

E-Age Banking

db OnlineBanking
Experience the convenience of our online banking platform which helps you transact anytime, anywhere.

  • Utility Bill Payment: Register for and pay over 60 billers online (including LIC, MTNL, Reliance Infocomm) and pay your utility bills online.
  • Online Fund Transfers: Transfer funds to self / third party accounts within and outside Deutsche Bank.
  • Consolidated View of all Accounts: You can view details of all your relationships with Deutsche Bank including Savings Account, Current Account, Investments, Fixed Deposits, Loans.
  • db DirectDebit: You don’t need to carry your Debit Card to make purchases. You can now shop online across over 2500 merchants as well as pay other bank Credit Card bills through this service.
  • Service Requests: You can place service requests online including order of cheque books, demand drafts, opening a fixed deposit account and more.

Know more about db OnlineBanking

SMS and E-Mail Alerts
With Savings Account you get sms and e-mail alerts on variety of transactions like salary credit alerts, bill presentment, payment and success / failure alerts, cheque clearing and bouncing alerts, stop cheque alerts.

Know more about SMS Alerts

E–Statements
An easy way to browse, read & store monthly statements which would be e-mailed to you.

Phone Banking
You can call our 24/7 phone banking team at 1860 266 6601# with your requests and queries. Our well trained phone banking team will be pleased to assist you on your queries and requests.

Know more about Phone Banking

Investment Services

Superior Financial Solutions

With a range of investment options to choose from, right from units of mutual funds, portfolio management services (PMS) products of reputed fund houses to life and non-life insurance products offered by insurance companies, our superior financial solutions offer all.

db WealthPro

db WealthPro, our integrated, state of the art wealth management tool is set to redefine the way wealth management is perceived and implemented in the country today. It brings the desired rigour and discipline to wealth management, thus empowering you to control and monitor your finances like never before.

Know more about db WealthPro

Mutual Funds

Mutual Fund is an excellent investment option if you’re looking for a professionally managed, diversified portfolio that offers the benefits of liquidity and transparency.

Deutsche Bank AG, India offers you more than 600 funds from 29 Asset Management Companies in India. These companies have been selected through a comprehensive review process so you can choose to invest in funds that best fit your requirements.

Know more about Mutual Funds

Insurance

Deutsche Bank AG, India has tied up with Aditya Birla Sun Life Insurance Company Limited (ABSLI), a leading private life insurance company to bring to you a range of products to suit your insurance needs.

Know more about Insurance

Health Insurance

We all have dreams for our family. We want to provide them the best in life and help build a secure future for them. Sometimes these dreams are disrupted by the uncertainties of life. The money we save over years for our family could vanish in a few moments. Today’s modern lifestyle leads to sudden illnesses or accidents. These sudden illnesses or accidents force us to spend our savings on paying hospitals bills. Sometimes these diseases also force us to spend days or months in hospital or home recovering. While we recover we also lose our earnings. Deutsche Bank AG, India has tied up with Max Bupa Health Insurance Company, a leading health insurance company to bring to you a range of products to suit your insurance needs.

Know more about Health Insurance

db TradePro

db TradePro is a unique platform for online trading in shares, through Sharekhan Ltd. to further Deutsche Bank’s commitment of providing holistic solutions with Financial Planning.

A superior trading platform and multi-channel access are just two of the many benefits that Deutsche Bank customers enjoy by trading through db TradePro.

Know more about db TradePro

Disclaimers
1 Terms and conditions apply.
2 Joint account holders will be eligible for a free International Platinum Debit Card.
3 12 free ATM transactions per month with access to over 58,000 Visa ATMs, over 15,000 Cashnet ATMs & 81,000 NFS ATMs in India.
4 Global ATM alliance includes Deutsche Bank ATM worldwide, Bank of America in USA, Scotia Bank in Canada, Chile, Mexico and Caribbean Islands, BNP Paribas in France, Barclays Bank in UK and Africa, Westpac in Australia, New Zealand and South Pacific.
5 The maximum petrol surcharge waiver per Deutsche Bank Platinum Debit Card in a calendar month will be restricted to INR 250/-.
6 Subject to terms of the Insurance policy covering Total Protection. Terms and Conditions apply.
7 Deutsche Bank AG, India (“Bank”) is only a distributor of third party investment / insurance products and not an advisor in offering the products. Any information contained in Bank’s brochure or other material and otherwise communicated by the Bank shall not be construed as investment or insurance advice. All decisions to purchase or sell units / securities / insurance policy shall be on the basis of the personal judgment of the customer arrived at after due consideration and, if so deemed fit by the customer consulting his / her / their own external investment / insurance consultant. The Bank does not guarantee or make any representation, express or implied, with respect to the fairness, correctness, accuracy, adequacy, reasonableness, viability for any particular purpose or completeness of any information in this presentation and is not responsible for any errors or omissions or for results obtained from the use of such information. The Bank does not in any manner guarantee any returns on any of the investment or insurance products. All investments are subject to market risks and there is no assurance or guarantee that the objectives of the schemes will be achieved. Market value of investments can go up or down depending on the various factors and forces affecting the capital and money markets. Past results are not an indicator of future performance. Offer document and terms and conditions of issue of such investment / insurance products should be read and understood carefully by the investor before making any investment decisions.