Professional Savings Account Charges

Schedule of charges for Professional Savings Account

w.e.f March 01, 2014
Account Title Professional Savings Account
ACCOUNT MAINTENANCE
Assets Under Management (AUM)# or
Average Quarterly Balance (AQB)
Zero
Account Opening Cheque Rs. 500,000/- / Rs. 200,000/-
Fall Below Fees (per quarter) Not Applicable
CHEQUE BOOK & CONSOLIDATED STATEMENT
Payable at Par
Cheque Book - Personalised
Free of Charge
Payable at Par utilization Free of Charge
Statement with Payee Details Free Quarterly Statements; Free Quarterly
Investment Statements
Duplicate Statement Free of Charge
CHEQUE RETURN AND STOP PAYMENT
Cheque issued and returned Financial
Reasons (per instrument)
Rs. 350/-
Cheque issued and returned Technical
Reasons (per instrument)
Free of Charge
Cheque Deposited and Returned Local - Free;
Outstation - Rs. 150/-
Stop Payment - Single Cheque Rs. 50/-
Stop Payment - Range of Cheques Rs. 150/-
INTERNATIONAL ATM CUM DEBIT CARD
International Platinum
Debit Card (Annual Fees)
Free of Charge
Add on International Platinum
Debit Card (Annual Fees)
Free of Charge
Replacement of Damaged International
Debit Card / Regeneration of Duplicate Pin
Free of Charge
Replacement of Lost / Stolen International
Debit Card (Gold / Classic / Platinum)
Free of Charge
ATM Cash Withdrawal Limit at ATMs
and POS Utilisation Limit
Default Limit: Rs. 50,000/-
(Flexible limit: Rs. 25,000/-
Rs. 50,000/- Rs. 100,000/-)
ATM Cash Withdrawal Limit
per transaction at
Other Bank ATMs
Rs. 10,000/-
Number of Free Transactions & charges
at other Bank ATMs (Domestic)
12 free transactions per month
International Cash withdrawal Free Transaction on Global ATM
Alliance Network** ATMs;
Other ATMs Rs. 115/- per transaction***
International Balance Enquiry
(per transaction)
Rs. 50/-
DEMAND DRAFT, PAY ORDER AND CHEQUE COLLECTION
Demand Drafts on Deutsche Bank
Locations / Pay Orders
Free of charge upto Rs. 25 lacs per month.
Above the free limit Rs. 1.50 per Rs. 1000/-;
Min. Rs. 150/-, Max. Rs. 5000/-
Demand Drafts on Non -
Deutsche Bank Locations
Rs. 2.25 per Rs. 1,000/-, Min. Rs. 95/-,
Max. Rs. 2495/-
Foreign Currency Demand Draft
(per Instrument)
Rs. 300/-
Demand Draft / Pay Order
Cancellations / Revalidation /
Duplicate (per instrument)
Rs.100/-
Outstation Cheque Collection at
Deutsche Bank Branch Locations
Free of charge upto Rs. 25 Lacs per month &
not exceeding 20 instruments per month.
Above the free limit Rs. 100/- per instrument
till Rs. 1,00,000/-, Rs. 150 per instrument
for Rs. 1,00,001/- and above
Outstation Cheque Collection at
Non - Deutsche Bank
Branch Locations
Up to Rs. 5,000 - Rs. 25 per instrument,
Rs. 5,000 to Rs. 10,000 - Rs. 50 per instrument,
Rs. 10,001 to Rs. 1,00,000 - Rs. 100 per
instrument, Rs.1,00,001 and above - Rs. 150
per instrument
National Electronic Fund Transfer
(NEFT) Outward
Free of Charge
RTGS Outward (per transaction) Free of Charge
Foreign Currency Cheque Collection 0.25% (Minimum Rs. 155/- and
Maximum Rs. 4495/-)
Foreign Exchange Conversions
(per transaction)
Rs. 100/-
Outward Remittance (per transaction) Free of Charge
Foreign Inward Remittance
Certificate (FIRC)
Rs. 100/-
ANY BRANCH BANKING
Cash Deposit / Withdrawal
(Non - Domicile Branch)
Unlimited Free
DOORSTEP BANKING
Cash / Cheque Pickup /
Cash Delivery
4 Free transactions (2 Cheque pickups &
Demand Draft delivery and 2 Cash pickups /
Drop with a limit of Rs. 200,000/- per visit)
per month; Rs. 150 per visit over the free limit
OTHER ACCOUNT RELATED
Standing Instruction Set up
(per instruction)
Rs. 60/-
Phone Banking / Non IVR Free of Charge
Standing Instruction Amendments
(per instruction)
Rs. 60/-
Standing Instruction Failure
(per instruction)
Rs. 350/-
Account Closure
Upto 14 days -
< 6 months to 15 days -

Nil
Rs. 550
Activation of Dormant Account Free of Charge
Retrieval of Documents -
Document upto 6 months old
(per document)
Free for Documents upto 6 months &
Rs. 100/- for Documents > 6 months
ECS debit instructions issued
by customer and returned
unpaid (per instrument)
Rs. 350/-
BALANCE CERTIFICATE, INTEREST CERTIFICATE AND BANKERS REPORT
Certificate of Balance & Interest
Certificate (Current year)
Free of Charge
Signature Verification Certificate
(per verification)
Rs. 100/-
Charge Slip Copy Retrieval Rs. 100/-
Retrieval of Documents -
Document upto 6 months old
(per document)
Rs. 100/-
Bankers' Report Rs. 100/-

Product available for the following professionals: Doctors, Architects, Chartered Accountants, Company Secretaries and Lawyers.

#AUM includes investments in all Mutual Fund units (except liquid Mutual Funds), Insurance, Fixed Deposits, 20% of Value of unencumbered equity shares in Demat Account & Savings Account balances right through the quarter.

**Global ATM Alliance includes Deutsche Bank ATM worldwide, Bank of America in USA, Scotia Bank in Canada, Chile, Mexico and Caribbean Islands, BNP Paribas in France, Barclays Bank in UK and Africa, Westpac in Australia, New Zealand and South Pacific.

***Mark-up of 3.5% on all International Transactions (Cash Withdrawals & Point-of-Sale transactions)

Demand Draft / Pay Order charges to be applicable only on the incremental amounts
Service Tax and Educational Cess as applicable will be levied.
These Service Charges are subject to change as per Bank's policies

Deutsche Bank AG, India (“Bank”) is only a distributor of third party investment / insurance products and not an advisor in offering investment / insurance advice and any information contained in this brochure or otherwise communicated by the Bank shall not be construed as investment or insurance advice. All decisions to purchase or sell units / securities / insurance policy shall be on the basis of the personal judgement of the customer arrived at after due consideration and after understanding the risk factors associated with their chosen investments carefully and consulting their own independent advisor prior to making any investment decisions. The Bank does not in any manner guarantee any returns on any investment or insurance products. All investments are subject to market risks and there is no assurance or a guarantee that the objectives of any investment schemes will be achieved. Information concerning past performance is not necessary a guide to future performance. This brochure is not an investment advice and should not form the basis of any investment decision by customers. The model asset allocation applicable for your risk class arrived at basis risk profiling questionnaire. The model may change from time to time without prior notice. The model assumes that factors affecting your risk profile have not changed. In case of any change, we suggest that you re-assess your risk profile using the tools available with the Bank. The opinions, expectations and other information herein is based on certain assumptions and projections which may not be entirely accurate and accordingly the analysis may not accurately reflect the financial status, needs or risk ability of the customer. The Bank does not guarantee or make any representation, express or implied, with respect to the fairness, correctness, accuracy, adequacy, quality, efficacy, reliability, reasonableness, viability for any particular purpose or completeness of any information herein and is not responsible for any errors or omissions in or for results obtained from the use of such information.