Schedule of charges for Private Banking Savings Account

Schedule of charges for Private Banking Savings Account

w.e.f April 01, 2011
Account Title Savings Account Select@
ACCOUNT MAINTAINANCE

Average quarterly balance (AQB) /
Assets under management (AUM)#

^Tier A Cities >= 20,00,000

Average quarterly balance (AQB) /
Assets under management (AUM)#

^Tier B Cities >= 10,00,000
Fall below fees (per quarter) Not applicable
GROUPING OF ACCOUNTS###
Family account title Free of charge
Grouping Unlimited grouping

Average quarterly balance (AQB) /
Assets under management (AUM)#

^Tier A Cities >= 20,00,000

Average quarterly balance (AQB) /
Assets under management (AUM)#

^Tier B Cities >= 10,00,000
CHEQUE BOOK & CONSOLIDATED STATEMENT
Payable at par cheque book - personalised Free of charge
Payable at par utilization Free of charge
Monthly statement with payee details Free of charge
Duplicate statement Free of charge
CHEQUE RETURN AND STOP PAYMENT

Cheque issued and returned financial reasons
(per Instrument)

Rs. 350

Cheque issued and returned technical reasons
(per instrument)

Free of charge
Cheque deposited and returned Free of charge
Stop payment - single cheque Free of charge
Stop payment - range of cheques Free of charge
INTERNATIONAL ATM CUM DEBIT CARD ##
International Signature Debit Card
(annual fees)
Free of charge
Add-on International Signature Debit Card
(annual fees)
Free of charge
Replacement of damaged International Signature Debit Card Free of charge
Replacement of lost / stolen International Signature Debit Card Free of charge
Regeneration of duplicate pin Free of charge
Cash withdrawal from ATMs limit per day Default Limit: Rs. 50,000
Cash withdrawal (domestic) Unlimited transactions subject to cash withdrawal from ATM's Limit
Balance enquiry (domestic) Free of charge
International cash withdrawal***

Free Transaction on Global ATM Alliance
Network** ATMs; Other ATMs Rs. 115 per Transaction.

International balance enquiry (per transaction) Rs. 35
DEMAND DRAFT, PAY ORDER AND CHEQUE COLLECTION
Demand drafts on Deutsche Bank locations Free of charge without limits
Demand drafts on Non - Deutsche Bank locations Free of charge upto Rs. 5,00,000 per month.
Pay order Free of charge without limits
Foreign currency demand draft (per instrument) Free of charge
Demand draft / pay order cancellations / revalidation / duplicate (per instrument) Free of charge
Outstation cheque collection at Deutsche Bank branch locations Free of charge
Outstation cheque collection at Non - Deutsche Bank branch locations 0.25% of cheque amount
National Electronic Fund Transfer (NEFT) Free of charge
RTGS (per transaction) Free of charge
Foreign currency cheque collection Rs. 150
Outward remittance (per transaction) Rs. 600
Foreign Inward Remittance Certificate (FIRC) Free of charge
ANY BRANCH BANKING
Cash deposit / withdrawal (Non - Domicile Branch) Free of charge without limits
OTHER ACCOUNT RELATED
Standing instruction set up (per instruction) Free of charge
Standing instruction amendments (per instruction) Free of charge

Standing instruction failure (per instruction)

Rs. 350

Account Closure
Upto 14 days -
< 6 months to 15 days -

Nil
Rs. 550
Dormant account charges - (accounts not
operative for more than 1 year)
Free of charge 
ECS debit instructions issued by customer and returned unpaid (per instrument) Rs. 350
BALANCE CERTIFICATE, INTEREST CERTIFICATE AND BANKERS REPORT
Certificate of balance and interest certificate (current year) Free of charge
Signature verification certificate (per verification) Free of charge
Charge slip copy retrieval Free of charge
Retrieval of documents - document upto 6 months old (per document) Free of charge

** Global ATM Alliance includes Deutsche Bank ATM worldwide, Bank of America in USA, Scotia Bank in Canada, Chile, Mexico and Caribbean Islands, BNP Paribas in France, Barclays Bank in UK and Africa, Westpac in Australia, New Zealand and South Pacific
*** Mark-up of 3.5% on all International Transactions (Cash Withdrawals & Point-of-Sale transactions)
# AUM includes investments in all Mutual Funds (except liquid Mutual Funds), Insurance, Fixed Deposits & Savings Account balances right through the quarter
## No International Debit Card to be issued for NRO Accounts          
### Not available for NRO / NRE Savings Account

@ No minimum balance requirement if the relationship value is > Rs. 20,00,000 - NRE / NRO Savings Account Select

Demand Draft / Pay Order charges to be applicable only on the incremental amounts
Service Tax and Educational Cess as applicable will be levied
These Service Charges are subject to change as per Bank's policies

Average Quarterly Balance (AQB) calculation: AQB is a simple average of end of day balances for a calendar quarter eg.
Balance during the month of January - Rs. 20,000 daily
Balance during the month of February - Rs. 10,000 daily
Balance during the month of March - Rs. 30,000 daily

In the above eg. the balance maintained in the calendar quarter January - March is Rs. 20,000

^Tier A Cities: Mumbai, NCR, Bangalore, Chennai, Kolkata, Pune, Ahmedabad

^Tier B Cities: Aurangabad, Kolhapur, Salem, Vellore, Moradabad, Ludhiana, Surat