Summary of Schedule of Charges

Rates at a quick glance as on 24th July, 2018

Deposit Accounts

1. Savings Bank Account

w.e.f. May 3, 2011


Nature Rate of Interest Minimum Balance
A. Domestic
a. With cheque book facility 4.00 % *
b. Without cheque book facility No such facility No such facility
c. No Frills Account 4.00 % Rs. 500
B. Non Resident           
a. NRO 4.00 % *
b. NRE 4.00 % *

* Please refer our Savings Account Booklet on Schedule of Service Charges for details

Please note:

  • The interest on Savings Bank Accounts will be paid at quarterly intervals i.e. on 31st March, 30th June, 30th September and 31st December every year.

Terms Deposits

Domestic / NRO Fixed Deposit Rates

w.e.f. October 23, 2018

Tenure  < Rs. 1 crore  
 Interest Rate  Interest Rate for Senior Citizens*
 7 Days  4.25 4.25
 8 - 14 Days  4.55 4.55
 15 - 29 Days  4.65 4.65
 30 Days  5.00                 5.00                
 31 - 45 Days  5.00                 5.00                
 46 - 59 Days  5.25                5.25                
 60 - 89 Days  5.50 5.50                
 90 - 99 Days  5.55 6.05
 100 Days  6.00 6.50
 101 - 180 Days  5.70 6.20
 181 - 270 Days  6.50 7.00
 271 Days - 1 Yr  6.50 6.50
 > 1 Yr - 1.5 Yrs  8.00 8.00                
 > 1.5 Yrs - 2 Yrs  8.00                 8.00                
 > 2 Yrs - 3 Yrs  7.50                 7.50                
 > 3 Yrs - 4 Yrs  7.50 7.50                
 > 4 Yrs - < 5 Yrs  7.50                 7.50                
 5 Yrs  8.25                 8.25

Please note :

  • Interest Rate per annum (%).
  • Please contact your Relationship Manager or Branch for applicable interest rates on any deposit equal to or greater than Rs.1 crore.
  • Special interest rates quoted above (for tenors more than 1 year) are applicable for deposits of value less than Rs.1 crore only.
  • No interest is payable for deposits withdrawn prematurely before 7 days.
  • Premature withdrawal
    In case of premature withdrawal of fixed deposits on 7th day or thereafter, the interest rate will be 1.00% below the applicable interest rate for the deposit. The applicable interest rate will be the rate as on the date of booking for the period for which the deposit has run. This will be applicable for all deposits including renewals.
  • Minimum fixed deposit amount is Rs. 20,000.
  • Interest Rates are subject to change without prior notice.
  • The following interest payout options available for the customer
    • Monthly
    • Quarterly
    • Cumulative
  • *Applicable only for Retail Deposits - Senior Citizens i.e. Resident Individuals of age
    60 years & above and excludes Non-Resident individuals, Individuals in their capacity as a Karta in HUFs and all non individuals. Incase of joint accounts the first holder should be a senior citizen to avail of these rates.
  • These interest rates will be applicable for new fixed deposits and renewal of existing fixed deposits booked from the effective date given above. These rates will not be applicable for existing deposits booked at earlier rates. As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of the fixed deposit and interest will be paid at the contracted rate irrespective of change in the fixed deposit rates thereafter.
  • In case of monthly interest payout, interest shall be calculated for the quarter and paid monthly at a discounted rate in line with RBI directives.

NRE Fixed Deposit Rates

w.e.f. October 23, 2018

Tenure  Interest Rate per annum (%)
1 Yr 6.50
> 1 Yr - 2 Yrs 8.00
> 2 Yrs - 3 Yrs 7.50
> 3 Yrs - 4 Yrs 7.50
> 4 Yrs - < 5 Yrs 7.50
5 Yrs 8.25
  • Initial minimum fixed deposit size is Rs. 20,000.
  • Premature withdrawal:

    For Single Deposit of less than INR 1 crore
    • Less than 1 year : no interest
    • 1 year & above : In case of premature withdrawal of fixed deposits, the interest rate will be 1.00% below the applicable interest rate for the deposit. The applicable interest rate will be the rate as on the date of booking for the period for which the deposit has run. This will be applicable for all deposits including renewals

    For Single Deposit of >= INR 1 crore
    • Less than 1 year: no interest
    • 1 year & above : In case of premature withdrawal of fixed deposits, the interest rate will be 1.00% below the applicable interest rate for the deposit. The applicable interest rate will be the rate as on the date of booking for the period for which the deposit has run. This will be applicable for all deposits including renewals
  • Interest rates are subject to change without prior notice.
  • These interest rates will be applicable for new fixed deposits and renewal of existing fixed deposits booked from the effective date given above. These rates will not be applicable for existing deposits booked at earlier rates. As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of the fixed deposit and interest will be paid at the contracted rate irrespective of change in the fixed deposit rates thereafter.

Interest Rates for Recurring Deposit

w.e.f. October 23, 2018

Maturity Period  Interest Rate Interest Rate for Senior Citizens*
 12 months  6.50                  6.50
 15 months to 24 months  8.00                 8.00
 27 months to 36 months  7.50                  7.50                
 39 months to 48 months  7.50                  7.50                
 51 months to 57 months  7.50                  7.50                
 60 months  8.25                  8.25

Please note :

  • Minimum ticket size of INR 5,000 to a maximum of INR 200,000.
  • Minimum tenure of 12 months (in multiplies of 3 months thereafter).
  • Maximum tenure of 60 months.
  • The interest on Recurring Deposits will be calculated by the bank in accordance with the directions advised by Indian Banks' Association.
  • Interest on Recurring Deposits will be paid out on maturity.
  • Premature withdrawal:
    In case of premature withdrawal of recurring deposits, the interest rate will be 1.00% below the applicable interest rate for the deposit. The applicable interest rate will be the rate as on the date of booking for the period for which the deposit has run. This will be applicable for all deposits including renewals.
  • If the Recurring Deposits is broken within 14 days from the date of booking, no interest will be paid.
  • Interest Rates are subject to change without prior notice.
  • Partial withdrawal is not allowed for recurring deposits.
  • In case an installment is failed, SI failure charges as per schedule of charges will be applicable.
  • *Applicable only for Retail Deposits - Senior Citizens i.e. Resident Individuals of age
    60 years & above and excludes Non-Resident Individuals, Individuals in their capacity as a Karta in HUFs and all non individuals. Incase of joint accounts the first holder should be a senior citizen to avail of these rates.
  • These interest rates will be applicable for new fixed deposits and renewal of existing fixed deposits booked from the effective date given above. These rates will not be applicable for existing deposits booked at earlier rates. As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of the fixed deposit and interest will be paid at the contracted rate irrespective of change in the fixed deposit rates thereafter.

Loans

 Loan Type  Loan TypeRate of Interest  Processing Charges  Administration Fees
1. Housing Loan NIL up to 1% of the loan amount
A. Floating Category
Upto 5 years 12.50%
More than 5 years & upto 10 years 12.50%
More than 10 Yrs 12.50%
B. Fixed Category
Up to 3 years 13.50%
Up to 5 years 14.00%

Charges

1. Lockers


 Type of Locker             Annual Rent in INR
  Metro / Urban / Semi Urban Rural
          A                4,500 3,000
          B                6,500 NA
          C               10,500 NA
          D               12,500 NA
          F               18,500 NA
          E               12,500 8,000
          G               22,500 NA

One Time Administration Charge of Rs 250 charged on all types of Lockers.
Service Tax and Educational Cess as applicable will be levied.

2. Debit Cards : International Debit Card

Classic Annual Fees of Rs. 100*

Gold Annual Fees of Rs. 500*

Platinum Annual Fees of Rs. 1000**

Signature Annual Fees of Rs. 2000#

3. Drafts/ TT/ MT

Issuance :

For Deutsche Bank locations : Rs. 2.50 per Rs. 1,000 (Minimum Rs. 150 and Maximum Rs. 5,000)*

For non-Deutsche Bank locations : Rs. 3.50 per Rs. 1,000*

Cancellation :   Rs. 125*          

4. Outstation cheque collection

At Deutsche Bank locations                     : Rs. 3.00 per Rs. 1,000 (Minimum Rs. 55 and Maximum Rs. 5,500)*

At non-Deutsche Bank locations              : 0.75% (Minimum Rs. 65+ Courier Charges)*

5. NEFT^ Money Transfer:

Amounts upto Rs. 10,000 - Rs. 2.50/- per transaction.
Amounts from Rs. 10,001 to Rs. 100,000 - Rs. 5/- per transaction.
Amounts from Rs. 100,001 to Rs. 200,000 - Rs. 15/- per transaction.
Amounts > Rs. 200,000 - Rs. 25/- per transaction.
^Exclusive of service tax.

6. RTGS^ Money Transfer:

Amounts from Rs. 200,000 to Rs. 500,000 - Rs. 25/- per transaction.
Amounts > Rs. 500,000 - Rs. 50/- per transaction.
^Inclusive of service tax.

7. Cheque return charges

 a. Cheque issued and returned for financial reasons :   Rs. 350 (per instrument)*
 b. Cheque issued and returned for technical reasons  Free
 c. Cheque deposited and returned (Local) :   Rs. 100 (per instrument)*
 d. Cheque deposited and returned (Outstation) :   Rs. 300 (per instrument)*

8. Cheque Book Issue: Free

9. No Dues Certificate: Free

Apply for Fixed Deposit

Apply Online

SMS FD to 561615

Call 18602666601#



#Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at +91 22 6601 6601. Call charges apply.

*The charges are applicable depending on the type of Deutsche Bank account held. Service Tax is applicable on these Fees.

**This card is free for Advantage Banking customers with relationship value > Rs. 10 lakhs. In case customers are unable to retain this status, charge will be levied from subsequent billing cycle.

#This card is free for Private Banking customers with relationship value > Rs. 20 lakhs. In case customers are unable to retain this status, charge will be levied from subsequent bill cycle.