Fixed Deposit

Why let your money lie idle in your savings account? Put it to work in a high interest rate fixed deposit instead.

Earn a higher interest than a savings account and that too with total security of your funds with Deutsche Bank Fixed Deposit.

  • The minimum amount you can invest is Rs. 20,000
  • The maximum tenure is 5 years
  • Avail overdraft^ upto 95% against your fixed deposit at competitive rates
  • Nomination facility available
  • Online booking facility available

Domestic and NRO Fixed Deposit rates

w.e.f. April 24, 2018

Tenure  < Rs. 1 crore  
 Interest Rate  Interest Rate for Senior Citizens*
 7 Days  4.00 4.00
 8 - 14 Days  4.50 4.50
 15 - 29 Days  4.50 4.50
 30 Days  4.75                 4.75                
 31 - 45 Days  4.75                 4.75                
 46 - 59 Days  5.00                5.00                
 60 - 89 Days  5.25 5.25                
 90 - 99 Days  5.25 5.75
 100 Days  5.70 6.20
 101 - 180 Days  5.75 6.25
 181 - 270 Days  5.95 6.45
 271 Days - 1 Yr  6.00 6.50
 > 1 Yr - 1.5 Yrs  7.25                 7.25                
 > 1.5 Yrs - 2 Yrs  7.25                 7.25                
 > 2 Yrs - 3 Yrs  7.00                 7.00                
 > 3 Yrs - 4 Yrs  7.00 7.25                
 > 4 Yrs - < 5 Yrs  7.00                 7.25                
 5 Yrs  8.00                 8.00

Please note :

  • Interest Rate per annum (%).
  • Please contact your Relationship Manager or Branch for applicable interest rates on any deposit equal to or greater than Rs.1 crore.
  • Special interest rates quoted above (for tenors more than 1 year) are applicable for deposits of value less than Rs.1 crore only.
  • No interest is payable for deposits withdrawn prematurely before 7 days.
  • Premature withdrawal
    For premature withdrawal of fixed deposits on 7th day or thereafter, a penal rate of 1% would be charged, i.e., the interest rate applicable will be the rate as on the date of booking for the period for which the deposit has run less applicable penalty.
  • Minimum fixed deposit amount is Rs. 20,000.
  • Interest Rates are subject to change without prior notice.
  • The following interest payout options available for the customer
    • Monthly
    • Quarterly
    • Cumulative
  • *Applicable only for Retail Deposits - Senior Citizens i.e. Resident Individuals of age
    60 years & above and excludes Non-Resident individuals, Individuals in their capacity as a Karta in HUFs and all non individuals. Incase of joint accounts the first holder should be a senior citizen to avail of these rates.

Systematic Investment Plan (SIP)

Systematic Investment Plan (SIP)

Small investment today will go a long way to build wealth for tomorrow. 

Invest in SIP today!

More Fixed Deposit options

Apply for Fixed Deposit

Apply Online

SMS FD to 561615

Call 18602666601#



#Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at +91 22 6601 6601. Call charges apply.

  •  ^This is applicable only for certain tenures. Please refer to the Interest Rates for more details.
  • *Conditions apply - Fixed Deposit:
    •  No interest is payable for all deposits withdrawn prematurely before 7 days
    •  For premature withdrawal of fixed deposits on 7th day or thereafter, a penal rate of 1% would be charged, i.e., the interest rate applicable will be the rate as on the date of booking for the period for which the deposit has run less applicable penalty.
    •  Minimum fixed deposit amount is Rs. 20,000
    •  Interest Rates are subject to change without prior notice
    •  The stated documentation is subject to change and is at the sole discretion of Deutsche Bank AG.
    •  Deutsche Bank Tax Saver Fixed Deposit is structured to benefit you the most in terms of this provision. Amount invested up to Rs. 1.5 lakh for a fixed period of 5 years in Tax Saver Fixed Deposit is eligible for deduction under Section 80 (C) of Income Tax Act, 1961.