Tata AIG General Insurance

Non-Life Insurance solutions from Tata AIG General Insurance Company Limited provides tailor-made insurance solutions for the customers of today, with excellent innovations and a widespread network.

Overview

Whether you live a life of adventure or not, there are many twists and turns that life throws at you. Tata AIG, as your trusted insurance provider stays with you through this journey. When you stay insured, you stay financially ready for any unforeseen medical emergencies and motor accidents. Deutsche Bank together with Tata AIG offer you effective and beneficial insurance solutions like.

General Insurance offering from Tata-AIG

Motor Insurance
Travel Insurance
Home Insurance
Health Insurance
Comprehensive, global and personal accidents cover
Business Insurance

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Motor Insurance:

Auto Secure Private Car Package Policy

Give protection for your vehicle with Auto Secure Private Car Package Policy

To offer protection to your car and you against losses, Auto Secure Private Car Package Policy protects your car from own damage as well as third-party loss and a personal accident cover.

Comprehensive Four-wheeler Coverage
A Simple Online Process
Claim Settlement Ratio of 98.50% OD for FY 21-22

Inclusions under Auto Secure Private Car Package Policy

Own Damage
Third-Party Liability
Personal Accident Cover of Rs. 15 lakhs to the owner-driver

For more details on the list of inclusions and the coverage, please refer to Auto Secure Private Car Package Policy’s policy wordings

Exclusions under Auto Secure Private Car Package Policy

Any accidental loss or damage and/or liability caused to the car outside the geographical scope of the policy
Any accidental loss or damage and/or liability caused sustained or incurred whilst the vehicle insured herein is

a) being used otherwise than in accordance with the ‘Limitations as to Use’ or

b) being driven by or is for the purpose of being driven by him/her in the charge of any person other than a Driver as stated in the Driver’s Clause.

Accidental loss or damage to the car when it is used without the consent or knowledge of the insured, or the insured or any other person is using the car under the influence of intoxicating drugs or alcohol.
Any accidental loss or damage or liability directly or indirectly caused by or contributed to by or arising from nuclear weapons material

UIN: IRDAN108RP0002V01200001

Disclaimer: -

Insurance is the subject matter of solicitation, for more details on benefits, exclusions, limitations, terms and conditions, please refer sales brochure/policy wordings carefully, before concluding a sale. Please visit www.tataaig.com for further details of the product.

Travel Insurance:

Travel Guard Policy

Secure yourself and your family with Tata AIG's Travel Guard Policy on your overseas journey. Deutsche Bank brings you insurance solutions from Tata AIG General Insurance Company Limited for a safe and secured vacation.

A trip to a foreign country needs a lot of careful planning and coordination. At such times, an emergency related to health or otherwise can become an immediate burden. Tata AIG Travel Insurance keeps you safe and secure on your international travels with a policy coverage that includes a range of coverages like, accident, medical evacuation, baggage loss & delay, passport loss, trip cancellation, etc. This policy includes:

— COVID-19 Cover

— Quick and Easy Claim Settlement

Benefits under TATA AIG Travel Guard Policy

Accidental Death and Repatriation of Remains
Medical Evacuation
Baggage Loss or Delay
Loss of Passport
Trip Curtailment/Cancellation
Missed/Delayed Flights
Personal Liability

Terms and conditions apply

Exclusions under Tata AIG Travel Guard Policy

Any pre-existing condition or any complication arising from it
Delays or loss of passport due to confiscation or detention by customs officers or airport authorities
Participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion or any non-medical expenses

UIN: TATTIOP21207V022021

Disclaimer: -

Insurance is the subject matter of solicitation, for more details on benefits, exclusions, limitations, terms and conditions, please refer policy wordings carefully, before concluding a sale. Please visit www.tataaig.com for further details of Travel Guard Policy

Home Insurance:

Tata AIG Bharat Griha Raksha Policy

This policy covers your home building, and home articles, or things in your home.

Inclusions:

Home Building Cover for the building structure of your home

Home Contents Cover for the contents (articles or things) in your home

Inbuilt Cover: Rent for Alternative Accommodation or Loss of Rent

The coverage is provided for physical loss or damage, or destruction caused to the property by any of the following unforeseen events occurring during the policy period:

Fire
Lightning
Riot, Strike and Malicious Damage
Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood and Inundation

Exclusions

This policy will not cover any loss or damage, or destruction caused to the Insured Property

Caused by burning of Insured Property by order of any Public Authority
Caused by coastal or river erosion
Caused by defective design or workmanship or use of defective materials

Special features:

Waiver of Underinsurance
Automatic increase of Building Sum Insured by 10% every year for more than 1 year policy period

UIN: IRDAN108RP0019V01202021

Disclaimer: -

Health Insurance:

Tata AIG Medicare Plus

360-degree protection for your family’s future with Tata AIG MediCare Plus

Sometimes, your health insurance needs a boost so that you are ready to face medical emergencies with complete protection! Tata AIG MediCare Plus adds further support and benefits to your existing health insurance policy to avoid any compromise when it comes to quality healthcare.

Higher Sum Insured Options with range of deductible options to choose from

Cashless Facility at Network Hospitals
Lifelong Health Insurance Renewal

Benefits under Tata AIG MediCare Plus:

Aggregate Deductible
In-Patient Treatment
AYUSH Benefits
Ambulance Cover
Health Check-up
Organ Donor Expenses
Global Cover (Optional Cover)
Cumulative Bonus

Terms and conditions apply

For more details on the list of inclusions under Tata AIG MediCare Plus, kindly refer to the product brochure/policy wordings

Exclusions under Tata AIG MediCare Plus:

Days Waiting Period (Code- Excl 03): Expenses related to the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered.

Unproven treatments (Code- Excl 16): Expenses related to any unproven treatment, services, and supplies for or in connection with any treatment. Unproven treatments are treatments, procedures or supplies that lack significant medical documentation to support their effectiveness

Growth hormone therapy
Sleep apnea
Any existing disease specifically mentioned as Permanent exclusion in the Policy Schedule

UIN: TATHLIP21253V022021

Disclaimer: -

Tata AIG MediCare Premier

360-degree protection for your family’s future with Tata AIG MediCare Premier

As medical costs rise, it’s essential to be financially prepared for health emergencies.

Tata AIG MediCare Premier is a comprehensive insurance product that covers you against a host of adverse medical events. This policy offers:

Cashless Hospitalisation Benefit
Restore Benefit

Benefits under Tata AIG MediCare Premier:

Global Cover
Consumables Benefit
High-end Diagnostics
Maternity Cover
Emergency Air Ambulance cover
Cumulative Bonus
New-born Baby Cover
Domiciliary Treatment - Second Opinion
Pre-hospitalisation Expenses
Post-hospitalisation Expenses
Organ Donor
First Year Vaccinations
Vaccination Cover
Compassionate Travel

Terms and conditions apply

Exclusions under Tata AIG MediCare Premier:
Waiting Period (Code-Excl03): Expenses related to the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered.
Unproven treatments (Code-Excl16): Expenses related to any unproven treatment, services and supplies for or in connection with any treatment. Unproven treatments are treatments, procedures or supplies that lack significant medical documentation to support their effectiveness.

UIN: TATHLIP21257V022021

Disclaimer: -
Insurance is the subject matter of solicitation, for more details on benefits, exclusions, limitations, terms and conditions, please refer sales brochure/policy wordings carefully, before concluding a sale. Please visit www.tataaig.com for further details of the Tata AIG Medicare Premier

Tata AIG MediCare Premier

More Holistic. More Protective. More Wellness.

Key Features*

Higher Sum Insured Options up to INR 3 Cr.
Restore Benefit^
Home Care Treatment for Sum Insured INR 75 Lacs & above
Global Cover for Planned Hospitalization

Wellness Services & Program*

Unlimited Teleconsultation General/Specialist

Health Condition Management (For Stress & Weight Management)

Wellness Reward Program - Stay Fit & Get Benefits

Redeemable Vouchers/Discounts (Fitness Center/Pharmacy/Diagnostics/Health Supplement, etc.)

Ambulance Booking Facility

Emergency Help Me

*T&C Apply.

General Exclusions^^:

Medical Exclusions:

Congenital External Diseases, defects or anomalies
Investigation and evaluation
Alcoholic pancreatitis

Non-Medical Exclusions:

Intentional self-injury or attempted suicide while sane or insane
Expenses for treatment directly arising from attempting to commit a breach of law with criminal intent
Treatment rendered by a Medical Practitioner which is outside his discipline

^^Please refer to policy wordings for complete list of Benefits and Exclusions.

^Restoration will get trigger for more than once in a policy year, for multi-year policy with Sum Insured INR 75 Lacs & above.

Disclaimer: Insurance is a subject matter of solicitation. For more details, benefits, exclusions, limitations, terms and conditions, please read policy wordings carefully available on our website www.tataaig.com before concluding a sale.

Tata AIG Medicare Premier UIN: TATHLIP23167V032223

Personal Accident Insurance:

Accident Shield Policy

Accident Shield Policy is your shield against life’s uncertainties. Be prepared.

When an accidental event leads to loss of life or a disability, Accident Shield Policy offers comprehensive insurance coverage to you and your family in the form of a financial support system. It offers you Financial Coverage for your Family

Benefits covered under Accident Shield Policy

Accidental Death
Permanent Total Disability (PTD)
Permanent Partial Disability (PPD)
Education Benefit

Terms and conditions apply. For more details under the inclusions, please refer to the policy wordings

Exclusions under Accident Shield Policy

Pre-existing diseases or any complications and conditions and other complications arising from the same.
Losses due to participation in adventure sports such as skydiving, bungee jumping, scuba diving, mountain climbing and others.

UIN: TATPAIP21189V022021

Disclaimer: -

Secured Future Plan

Security against uncertainties with Secured Future Plan. Plan for life to continue even if you are not in the picture.

Accidents and the losses they cause, especially the loss of income and livelihood, may be unavoidable. But getting an insurance plan that supports you through these difficult times is in your hands! Secured Future Plan is the policy cover you need to protect yourself and your family against accidental death and dismemberment.

Benefits covered under Secured Future Plan:

Accidental Death
Accidental Dismemberment & Paralysis
Permanent Total Disability

Terms and conditions apply

For more details on the benefits under Secured Future Plan, kindly refer to the policy wordings.

Exclusions under Secured Future Plan:

Congenital anomalies or any complications or conditions arising out of the same
Participation in adventure sports such as skiing, skydiving/parachuting, bungee jumping, scuba diving, mountain climbing with the use of ropes or guides, or in sports for which you are not trained.
Participation in bike riding or car driving races or rallies, caving or pot-holing, hunting or equestrian activities, underwater activities like scuba diving, and others such as rafting or canoeing involving white water rapids.

UIN: TATPAIP21205V022021

Disclaimer: -
Insurance is the subject matter of solicitation, for more details on benefits, exclusions, limitations, terms and conditions, please refer policy wordings carefully, before concluding a sale. Please visit www.tataaig.com for further details of Secured Future Plan.

Private Client Group

Private Client Group is ideally situated to arrange cover for your possessions wherever in the world they might happen to be. That’s why we already provide insurance for thousands of discerning individuals and their personal assets, including some of the most notable and unique properties in the world.

Inclusions:

Fine arts and valuables
Home
Private collections of art, jewellery, and other fine arts collectibles
Liability

UIN: IRDAN108RP0009V03201213

Disclaimer: -

Business Insurance

Deutsche bank brings to you, following comprehensive products from Tata AIG General Insurance Company Limited keeping in mind today’s corporate environment and respective stakeholders’ interest.

Marine Cargo Insurance
Insuring your cargo whilst in transit by Air, Road, Rail, Sea, Courier with Latest Institute Cargo Clauses along with additional cover of War and Strikes. Our team of skilled professionals can also bespoke terms and conditions as per your business requirement. We have worldwide claim servicing network of surveyor, legal counsel and loss control specialist to help customer at the time of eventuality. A separate unit for Claim for low value claim. We help insured with their Risk Management programs which can be customized as per their requirement. All our annual policies provided with the facility of single online system for declaration and certificate, enables customer to have 24X7 access of its declaration, certificate generation and statement of account. Policies are subject to general exclusion like delay, inherent vice, wilful misconduct etc

UIN: IRDAN108CP0041V01201819

Director and Officers Liability Insurance (D&0)
This policy provides coverage for personal liability of Directors and Officers arising due to wrongful acts in their managerial capacity. This policy provides protection for claims brought against directors, officers and employees for actual or alleged breach of duty, neglect, misstatements or errors in their managerial capacity.

(SEC) UIN: IRDAN108P0020V01201213
(Non-SEC) UIN: IRDAN108CP0021V01201213

Trade Credit Insurance
This credit insurance policy ensures that your business dreams do not become a liability and affect your financial security. This Credit Insurance takes care of your trade debts in case of delayed payment and insolvency of buyers, thereby mitigating business financial risk. Companies that export can also protect themselves against a political risk that may prevent or delay payment. Deutsche Bank offers you Tata AIG’s Trade Credit Insurance which provides your business with protection against the failure of your buyer to pay its trade debts.

Highlight of the Product:-

Indemnity based product
Policy premium based on projected turnover
Bad debt protection
Better bank facility
Acts as a tool to increase incremental sales

Main Exclusions:

Sales made to private individual or with an associate company
Advance Sales or sales secured by any other instrument
Sales made to governmental or para governmental companies.
Buyers with overdue above 60 days of total o/s from buyer as on the inception of the policy would not be covered.
Trade Disputes
This contract does not cover any loss:
which is in excess of the credit limit
supplies made after the insurer has refused or cancelled a credit limit
deliveries made to a buyer post stop delivery shipment date arising from a failure to fulfill your obligations
under any clause or condition of the sales contract

UIN: IRDAN108CP0070V02201819

Tata AIG Bharat Laghu Udyam Suraksha

This policy provides insurance cover for physical loss or damage to, or destruction of, insured property including building and structures, plant and machinery, stock and other assets relating to your business.

UIN: IRDAN108RP0021V02202021

Disclaimer: -

Tata AIG General Insurance

Apply Online

SMS TIG to 561615

Call 18602666601^#

^#Customers outside India need to dial +91 22 6601 6601.
Customers in Mumbai can also call at +91 22 6601 6601. Call charges apply.

Useful Information

Disclaimer

Deutsche Bank AG, India (“Deutsche Bank”) is a licensed corporate agent of *Aditya Birla Sun Life Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company, Tata AIG General Insurance Company Limited and HDFC ERGO General Insurance Company Limited under the composite license number CA0020.

Insurance products are obligations only of the Insurance company. All insurance products are underwritten by the respective insurance company and are subject to the terms and conditions of the relevant policy issued by that insurance company. They are neither bank deposits nor constitute obligations of or guaranteed by Deutsche Bank or any of its affiliates or subsidiaries or any governmental agency. This communication shall not be construed as investment advice and all decisions to purchase the policy shall be the personal judgement of the customer arrived at after due consideration. All claims under the policy will be solely decided upon by the Insurance Company. The tax benefits on your Policy would be as per the prevailing provisions of the Income Tax Act, 1961 and Income Tax Rules, 1962, as may be amended, modified, or substituted from time to time.

This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Neither this document nor anything contained herein shall form the basis of any contract or commitment whatsoever. You should take all relevant factors including independent expert advice into account before making any investment or other decision by using the content of this publication.

Deutsche Bank does not guarantee or make any representation, express or implied, with respect to the fairness, correctness, accuracy, adequacy, reasonableness, reliability, usefulness, viability or fitness for any particular purpose or completeness of any information in this email and is not responsible for any errors or omissions or for results obtained from the use of such information. Deutsche Bank also disclaims all liability in respect of use of any third-party information or offering, whether proprietary or otherwise. Deutsche Bank is only an agent and not an advisor in offering the insurance products. All insurance products are underwritten by the respective insurance company and are subject to the terms of the relevant policy issued by that insurance company. You are requested to familiarize yourself with the terms and conditions of each individual policy to make well-informed investment decisions. Deutsche Bank hold no warranty and do not make any representation about the insurance, the quality of claims processing and shall not be responsible for claims, recovery of claims, or for processing of or clearing of claims, in any manner whatsoever.

Insurance is a subject matter of solicitation. The premium paid in unit linked life insurance policies are subject to market and investment risks. NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital and money markets. Yield or a fund’s past performance should not be considered as an indication or guarantee of future yield or results. There is no assurance or guarantee that the objectives of the products will be achieved, and the insured is responsible for his or her decision to invest. The customers are advised to please refer to the respective product brochures and sales illustrations for details of each product and risk factors before concluding any sale. Participation by the bank's customers in an insurance product is purely on a voluntary basis.

Deutsche Bank hereby confirm that the insurance is offered as an ancillary product along with its other existing products. Deutsche Bank further states that none of it’s employees have compelled the customer to necessarily buy the insurance product through Deutsche Bank and neither customer are forced to buy insurance through Deutsche Bank only.

*Deutsche Bank AG is a Licensed Corporate Agent (License no. CA0020) of Aditya Birla Sun Life Insurance Company Limited, Registered Office: One World Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Toll Free No. 1-800-270-7000 Website: www.adityabirlasunlifeinsurance.com IRDAI Reg No.109 CIN: U99999MH2000PLC128110. Aditya Birla Sun Life Insurance and plans offered are only the names of the company and policy respectively and do not in any way indicate their quality, future prospects or returns. The name of the funds offered in this plan does not in any indicate their quality, future prospects or returns.

Deutsche Bank AG is a Licensed Corporate Agent (License no. CA0020) of Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration No. 145). Registered office: C-98, First Floor, Lajpat Nagar, Part 1, New Delhi-110024; CIN NO. U66000DL2008PLC182918. Website: www.nivabupa.com. Fax: + 91 11 41743397. Customer Helpline No.: 1860-500- 8888. For more details on terms and conditions, exclusions, risk factors, waiting period & benefits, please read sales brochure carefully before concluding a sale.

Deutsche Bank AG is a Licensed Corporate Agent (License no. CA0020) of Aditya Birla Health Insurance Co. Limited., IRDAI Reg.153, CIN No. U66000MH2015PLC263677. Address: One World Centre, Tower 1, 9th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Website: adityabirlahealthinsurance.com, Email: care.healthinsurance@adityabirlacapital.com, Telephone: 18002707000, Fax: +91 2262257700. For more details on risk factors, terms and conditions please read terms and conditions carefully before concluding a sale. Trademark / Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited and Trademark / Logo Health Returns TM, Healthy Heart Score and Active Dayz are owned by MMI Group Limited. These Trademark / Logos are being used by Aditya Birla Health Insurance Co. Limited under licensed user agreement(s). Deutsche Bank AG does not underwrite the risk or act as the Insurer.

Deutsche Bank AG is a Licensed Corporate Agent (License no. CA0020) of HDFC ERGO General Insurance Company Limited. IRDAI Reg No: 146, CIN: U66030MH2007PLC177117. Reg Office: 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400020. Phone: 1800-2666-400, 022-6234-6234, email: care@hdfcergo.com. The Contract of insurance is between HDFC ERGO and the Insured only and Deutsche Bank is not a party to the said contract. Participation by customer to buy insurance policy is purely voluntary. For more details on coverage, terms and conditions, please read the sales brochure carefully before concluding a sale.

Deutsche Bank AG is a Licensed Corporate Agent (License no. CA0020) of Tata AIG General Insurance Company Limited (IRDA of India Registration no. 108 CIN: U85110MH2000PLC128425), Registered Office: Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. The insurance products are underwritten by Tata AIG General Insurance Company Limited. The benefits and features of the products and services are purely indicative in nature. The purchase of a Tata AIG General Insurance Company Limited product by Deutsche Bank customers is purely on a voluntary basis. For clarifications, customers can call on 1800 266 7780 or write to customersupport@tataaig.com.

This information is given by Deutsche Bank AG whose registered office is at Frankfurt.

IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call number.

Tata AIG General Insurance

Give your family a healthy and safe future with
Activ Health Platinum Enhanced Plan

SMS ACTIV to 561615

Stay insured as you live, drive and wander

SMS TIG to 561615

Non-Life Insurance solutions from Tata AIG General Insurance Company Limited provides tailor-made insurance solutions for the customers of today, with excellent innovations and a widespread network.

Overview

Cut your taxes. Not your salary.

Auto Secure Private Car Package Policy

Travel Guard Policy

Tata AIG Bharat Griha Raksha Policy

Tata AIG Medicare Plus

Tata AIG MediCare Premier

Tata AIG MediCare Premier

Accident Shield Policy

Secured Future Plan

Private Client Group

Business Insurance

Tata AIG General Insurance

Useful Information

Give your family a healthy and safe future withActiv Health Platinum Enhanced Plan

SMS ACTIV to 561615

Stay insured as you live, drive and wanderSMS TIG to 561615

Non-Life Insurance solutions from Tata AIG General Insurance Company Limited provides tailor-made insurance solutions for the customers of today, with excellent innovations and a widespread network.

Overview

Cut your taxes. Not your salary.

Tata AIG General Insurance

Useful Information

Give your family a healthy and safe future with
Activ Health Platinum Enhanced Plan

Stay insured as you live, drive and wander

SMS TIG to 561615