The information contained herein is the property of Deutsche Bank Group and may not be copied, used or disclosed in whole or in part, stored in a retrieval system or transmitted in any form or by any means (electronic, mechanical, reprographic, recording or otherwise) outside of Deutsche Bank Group without prior written permission.Objective
Deutsche Bank AG, India (“DB”) recognizes the importance of safeguarding non public personal information of customers and other users of web resources of DB (“Users”). DB is committed to retaining the trust of Users by using such information responsibly. Safeguarding this information and using it in a lawful manner consistent with individuals’ expectations is a cornerstone of our customer relationships. This policy (“Policy”) states the DB principles and requirements governing the collection, usage, retention, disclosure and disposal of User’s information. The implementation of this Policy meets all applicable legal requirements as of the date of its last revision. New laws and regulations relating to privacy continue to be passed and adopted. DB entities will be required to comply with any obligations or standards these new laws and regulations may impose, in addition to those set forth in this Policy.
The Policy establishes a minimum level of protection for User’s information. User’s information is to be collected, used, retained, disclosed and disposed of by all DB entities in accordance with the Policy throughout the lifecycle of the information.
Commitment to privacy
In using DB web resources, Users consent to the collection and use of their information by DB and consent to the terms of the Policy.
DB respects the privacy of the Users of its websites and web resources and is committed to protect it in all respects. The information about the User collected by DB is: (a) information supplied by Users and (b) information automatically tracked while navigation.
To avail certain products / services on DB websites, Users are required to provide certain information viz. name, address, email address, sex, age, PIN code, phone/mobile numbers, occupation, interests, etc.
To improve the responsiveness of the websites for Users, DB may use "cookies", or similar electronic tools to collect information by assigning each visitor a unique random number (User ID) to understand the User's individual interests. Unless User’s voluntarily identify themselves (through data input on website, for example), DB will have no way of knowing the identity of the Users, even if cookies are assigned to User’s computer. The only personal information a cookie can contain is information supplied by Users. A cookie cannot read data off hard drive of Users.
Web servers of DB automatically collect limited information about User’s computer's connection to the internet, including IP address. IP address is a number that lets computers attached to the internet know where to send data. IP addresses are not linked by DB to any personal information. In rare instances, IP addresses may be used to assist in deterring and/or preventing abusive or criminal activity on the DB website. This information is used to deliver DB web pages to Users upon request, to tailor our website to the interests of our Users, to measure traffic within our site and let us know the geographic locations from where Users access the web pages.
Disclosure to third parties
DB does not sell, trade or rent personal information of Users to others.
When DB uses other agents, contractors, corporations or business partners to perform services on its behalf or as part of a joint promotion, DB will ensure that this entity protects the User's personal information in a manner, which is consistent with this Policy. We never disclose information about a User to any other person or organisation without consent unless there is an emergency that requires it or DB is legally compelled to do so.
The User authorises DB to exchange, share, part with all information related to the details and transaction history of the Users to its affiliates / banks / financial institutions / credit bureaus / agencies / telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold DB liable for use or disclosure of such information.
Information collection and use
DB may use the information provided by Users for one or more of the following purposes:
- To process, confirm and fulfill requests of Users regarding our products and services or transactions made using db Online Banking;
To contact Users regarding their enquiries and requests.
- To identify Users for login.
- For our own marketing purposes and partner promotions, such as sending you.
- Updates on our latest offers and promotions, however, promotional communication is sent to User only if voluntarily agreed.
- For identification and verification purposes.
- For website customization.
- To conform to legal requirements or comply with legal processes.
- To protect and defend DB’s or its affiliates' rights, interests or property.
- To enforce the terms and conditions of the products or services offered by DB or
- Such other purposes expressly specified in the data entry forms or other relevant sections of the web resources of DB.
DB endeavors to safeguard and ensure the security of the information provided by the Users. DB uses 128-bit digital certificate from Verisign for encryption of the Secure Sockets Layer (SSL) session. 128bit-SSL is the highest level of commercially available security for encrypted communication. DB uses Secure Socket Layer (SSL) protocol - an industry standard for encryption over the internet to protect the data of Users. When you type in sensitive information such as credit card details, it will be automatically converted into codes before being securely dispatched over the internet.
DB permits only authorized employees, who are trained in the proper handling of User’s information, to have access to that information.
Notification of changes in policy