MyBank India for Retail and Individual Accounts
For the purposes of these terms and conditions Fingerprint Login Service means the feature to access the Application of the Bank through a fingerprint authentication instead of an alphanumeric username and password.
For the purposes of these terms and conditions Authorised Mobile Device / Mobile Device shall mean any Samsung device with version 4.4 and above and other android device with version 6.0 and above and / or Apple device with iOS version 8.0 and above, which supports the Touch ID / Fingerprint authentication feature.
— The Customer unconditionally accepts that upon enabling the fingerprint authentication on the Application and accepting the terms and conditions he / she shall be bound by these terms and conditions which shall be supplemental to the MBTC.
— The Bank offers the Fingerprint Login Service to the Customer on these terms and conditions. The Customer understands that usage of the Application will imply the deemed acceptance of these terms and conditions. These terms and conditions made by the Bank and accepted by the Customer shall form the contract between the Customer and the Bank.
— The Customer understands that the Fingerprint Login Service allows the Customer to use his / her fingerprint (as registered on the Authorized mobile device) in lieu of the mobile or online banking username and password to login; as a prerequisite to the Customer accessing and using the Mobile Banking Service.
— The Customer understands and acknowledges that the Fingerprint Login Service is a feature that is only permitted to be used on an Authorized Mobile Device which supports fingerprint authentication in addition to other modes available to access a Mobile Device.
— The Customer understands and acknowledges that the Fingerprint Login Service is an extension of the Mobile Banking Service provided by the Bank and the Customer while using such Fingerprint Login Service shall also be bound by the terms and conditions that govern the Mobile Banking Service.
— These terms and conditions are in addition to and not in substitution / derogation of the general business conditions; the wealth management terms and conditions; and such other terms as may be prescribed by the Bank from time to time in relation to the Services.
For the purposes of these terms and conditions, the Disclaimer shall mean and read:
“Upon enabling Fingerprint Login on this Application, any registered and identifiable fingerprint(s) on this Mobile Device will have access to this Application”.
For the purposes of these terms and conditions Transaction Password means the password created by a Customer at the time of creating his / her online or mobile banking account, which is required every time a Customer wishes to transact using the electronic banking service.
The Bank unconditionally assumes that the Customer will protect the Transaction Password by not disclosing the same or storing it on the Mobile Device, for the purpose of undertaking secured and authorized transactions only.