Important Information

Loans Interest Rates for Individual Borrowers

Data published is for loans granted to individual borrowers during the period October 01, 2022 to December 31, 2022.

Floating Rate

Product Rate Range Mean Interest Rate
Home Loan 08.00% to 08.60% 8.18%
Home Loan Top Up 08.10% to 08.40% 8.25%
Lease Rental Discounting 08.65% to 09.25% 8.98%
Loan Against Property 08.50% to 09.25% 8.94%
Loan for Commercial Property 08.70% to 09.25% 8.96%
Personal Loan 10.49% to 11.99% 11.33%
Loan Against Securities 7.38%- 10.30% 8.99%
GECL 9.25% to 09.25%  9.25%

Fixed / Semi Fixed Rate

Product Rate Range Mean Interest Rate
Personal Loan 11.49% to 11.49% 11.49%