Personal Loan

Frequently asked questions

Who are eligible for Personal Loan?

Personal Loan is offered only to existing Deutsche Bank customers.

How much loan can I avail of?

You can avail of a loan ranging from Rs. 50,000 to Rs. 1,500,000 depending on your eligibility, income and repayment capacity.

How do I repay my Personal loan?

You pay the loan in equated monthly installments. The loan will be paid through standing instructions to debit your Deutsche Bank account with the EMI amount.

What security do I need to provide to obtain this loan?

To obtain the loan, there is absolutely no need to provide any security or collateral.

What are the loan tenure options?

You can repay your loan over a period of 12 to 48 months.

How long will it take for me to get my loan?

Once you submit your application form and supporting documents, we shall give approval within 7 working days provided everything is in order. All loan approvals are at the sole discretion of the bank.

Can I repay the loan earlier?

You can choose to repay your loan anytime after 6 months from date of disbursal of the loan at a foreclosure charge of 5% of the principal outstanding on your loan. Part Prepayment is not permitted.

How do I approach Deutsche Bank for a Personal Loans?

You can approach us in any of the following ways:
— Call us at our 24 hour Customer Care Centre
— Write to us using the "Email Us" option
— You can just walk into any of our branches
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