Home Loan | Home Loan Eligibility & Rates

Whether it is purchasing a new house, or renovating your existing home, Deutsche Bank has a wide range of home loan options* that are specific to your needs.

At Deutsche Bank, you’ll find the partner you need to make your dream home come true. All our efforts work towards putting your dream home within your reach.

Higher loan amounts

Depending upon the value and type of your property, you can get a loan up to Rs. 25 crores*.

Maximum value out of your property

We provide loan up to 80% of the current value of the property loan.

Easy documentation for faster approvals

It is easy to apply for a home loan as the documentation process is simple and friendly, leading to a quicker processing of your application.

Benefit with balance transfer option

With home loans you benefit when you transfer your home loan from one bank to another. If you are paying a higher interest rate on your existing home loan, you have the option of transferring the outstanding balance of the existing loan to Deutsche Bank at the current interest rates.

Pay less with interest calculated on a daily reducing balance

Why should you pay interest on the amount you have already repaid? With your home loan interest is calculated only on the outstanding loan amount, which reduces every time you pay off your EMIs or make any pre-payments. This lowers your effective interest amount significantly.

Easy eligibility criteria for easy approvals

Both salaried and self-employed professionals can apply for a home loan. The loan amounts are decided on the basis of repayment capacity and other factors like income, age, qualifications, number of dependents, assets, liabilities, savings history, stability and continuity of occupation.

Flexible tenure

You can choose a repayment plan, which is comfortable for you. Our loan tenor options ranges from 5 years to 20 years.

Insurance Plans for your Home Loan

We can provide you exclusive insurance plan** that can cover your loan in the face of any unforeseen event happening to your life. In such foreseen events, your family will have the support of the insurance cover to pay for the outstanding loan, without being burdened by the loan EMIs.

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Eligibility

Eligibility criteria	Salaried	Self-employed
Minimum Age	23 years	23 years
Maximum Age	65 years / retirement, whichever is earlier	65 years
Minimum Gross Annual Income	Rs. 500,000	Rs. 500,000

Apply for a Home Loan

Apply Online

SMS HL to 561615

Call 18602666601^#

^#Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at +91 22 6601 6601. Call charges apply.

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Useful Information

*Conditions Apply. Approval of home loan shall be at the sole discretion of Deutsche Bank AG and subject to execution of requisite legal documents and credit checks. Deutsche Bank reserves the right to request for such documentation and information as it deems necessary to process the loan application.

**All insurance products are underwritten by the respective insurance company and are subject to the terms and conditions of the relevant policy issued by that insurance company. Deutsche Bank AG, India (“Deutsche Bank”) is a licensed corporate agent of Aditya Birla Sun Life Insurance Company Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company and HDFC ERGO General Insurance Company Limited under the composite license number CA0020.